The worst body built innova crysta

I am a doctor and I purchased my innova crysta vx on 2017 December..On Feb 1st I had an accident.. while going around 70km speed suddenly a two wheeler came across from a side road... directly hit over my vehicle.. everybody is safe including the bike riders except minor injuries.FIR filed and I have my copy. In voice for my vehicle is around 8,00,000.i have full insurance bumber to bumper.Eventhough company people asking me to pay around 40,000 extra for some steering work.. For just a two wheeler hit injury our innova crysta makes you to pay this much means you people can understand the build quality of this vehicle.. My suggestion for all new buyers of crysta please rethink about your decision...it's very poor quality and very very expensive..