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In case of renewal of car insurance, it is assumed that no claim has been made in your existing policy and that for the above quote, maximum No Claim Bonus (NCB) is considered basis your car registration year.

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What is car insurance?

Car insurance provides protection to the car's owner against third-party liabilities, theft or damage to the car. It also provides cover against accidental injuries. There are two types of car insurance. 1. Third Party only. 2. Comprehensive or Package policy.

Is insurance mandatory to have?

As per law, it's mandatory to have third-party insurance for your car. Opting for a comprehensive policy is a matter of choice. CarWale recommends you a comprehensive policy, though.

Benefits of comprehensive car insurance?

Comprehensive car insurance not only protects you against third party liabilities but also helps you avoid unnecessary expenses that might occur due to accidents or theft.

What is No Claim Bonus (NCB)?

It is a benefit offered by the insurer to those who have not claimed insurance during the previous year of cover. It means that the next premium amount to be paid would be lower.