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Car insurance provides protection to the car's owner against third-party liabilities, theft or damage
to the car. It also provides cover against accidental injuries.
There are two types of car insurance. 1. Third Party only. 2. Comprehensive or Package policy.
As per law, it's mandatory to have third-party insurance for your car. Opting for a comprehensive
policy is a matter of choice. CarWale recommends you a comprehensive policy, though.
Comprehensive car insurance not only protects you against third party liabilities but also helps you
avoid unnecessary expenses that might occur due to accidents or theft.
It is a benefit offered by the insurer to those who have not claimed insurance during the previous year of cover. It means that the next premium amount to be paid would be lower.