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my elite i 20 have mate with an accident and its repair value is going approx 430000 which is upto 80% of idv but when i made cheks with other repair shops its not going beyond 1.8 lakh so i asked insurence providers to settle it to cash loss as they are providing 2.2 lakh but i have loan on my car so does the insurence company will transfer the payment to the bank or hand it over to me
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