i20 has better interiors/features, more space/comfort & better build-quality than Swift has. Boot space & rear legroom are a little disappointing in Swift.
Performance-wise, Swift is better for the driving pleasure - otherwise i20 is equally good. Though i20 delivers a little less power (7ps) than Swift, it does at lower rpms - while torque is same (1nm less) at lower rpms again. There isn't any difference in the overall performance, as such.
Mileage of both would be at par - 11/13 in city & 15/17 on highway (depending upon the driving conditions & style).
Please have a look at this comparison between the 2 cars - go through the Specifications, Features & All Features.
Spending 50K more along with Rs.5 lac (+), is not a big deal if you plan to go for long-term ownership.
I suggest, test-drive both the cars (with family) & decide.
Honesty is not a Spare Wheel that you pull out when in trouble. It's a Steering Wheel that keeps you on the right path throughout the life's journey.
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