Hi Jaideep,
Based on your preferences and your concerns about resale value, Altis seems to be right car for you. For many reasons.
The Civic will give you great performance and very acceptable resale value but is not as feature packed as your budget can afford. Personally I did not like the civic experience.
The Skodas, as people say, can have quality problems and don't match the resale values.
The Cheverolet Cruze diesel (launched yesterday) fits all your specs and is very generous on its offerings, will be really economical to maintain and run (with GM service plans), but we don't know if it will fetch you a resale value. However, with the lower cost of running, you may compromise on the resale value. Depends on your run/maintenance financing (getting paid by company for running etc .... ). It's a must-see car now if you are looking at that segment.
I'm planning to drive the Altis very soon, will let you know how it goes. Also, I saw a post here on 'quality problems' with the Altis. I believe it's safe to assume that Toyota India do not have any quality problems with any of thier cars that should be a negative point while deciding to buy.
Also Altis has high-end color, that makes it shine every way. It's a star.
cheers
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