Welcome to carwale Ashish
The options you can look at in your budget are the i20, swift, beat, punto, polo, fabia, liva, vista, ritz and figo to name a few
In terms of value for money I think The punto 2012 is a VFM at the moment considering what it offers. The Dynamic variant has almost everything and is almost (maybe slightly higher) the price of a swift VDi. Servicing and maintenance is also cheap. Vista is another VFM and has one of the best cabin spaces. However TATA after sales service can be a concern. So check with TATA owners in your city for feedback on TATA service and then decide. Since you go for long tours I assume you will have considerable luggage as well and so rule out the swift as the boot space in these cars is not good. Figo is a good on space but the ground clearance can be an issue. It has the same engine as the fiesta diesel and drives well. Looks again are a concern for some buyers. i20 is a good car in terms of space and performance but the car is not VFM and also the spares are expensive in comparison to swift and the likes. Fabia ia very expensive to maintain and I personally dont think its VFM. So rule that out as well. Liva is one of the best cars available if you are fine with the built quality and the console being in the center. Also the maintenance cost is not yet clear. Ritz is the swift in a different design but with better boot space and head room. Comes with the backup of Maruti service which is the best in the country and also spares are cheap. If you are fine with the design then you might want to take it into consideration. Polo has a 3 cylinder engine which according to many is noisy and not refined as a 4 cylinder engine. However the built quality is next to none. The only problem can be slightly expensive maintenance and also the center tunnel in the rear seat which makes it uncomfortable for 3 people in the rear. On the whole I would suggest you take a test drive of these cars and then take a call
An accident is generally the result of a screw loose in the nut behind the steering wheel
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