Hitting one speed hump out of 10 speed humps is okay. No big deal. But it would be a problem if I have to hit every other hump. Most of the sub-20L cars will easily get away, because they have higher clearance than expensive ones.
Also, GC on paper is not the only thing. Skoda Octavia with just 135mm clearance will have less trouble than a Honda City with 170mm. That has something to do with the suspension softness. Another point to consider is that GC is taken based on the lowest clearance point under the body. So, where is the lowest point. If it is somewhere near the wheels or between the left and right wheels, somewhere along the link, it will never touch the humps.
Cross driving over hump works only if one of the rear wheel can start climbing the hump before one of the front wheel has crossed the hump. This technique will not work on long wheelbase like Honda Civic or Linea unless the humps are very wide. Nowadays, our netas also drive modern cars and they are making sure that their cars don't scrap the hump. So, in cities like Bangalore, they are keeping very wide humps, which is good. Overall, I wouldn't buy too tall ones unless it is a SUV. It compromises heavily on the handling part.
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