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I own Fiat Palio-Multijet (SDX). I am very much satisfied with the overall performance of the car. It has an excellent and responsive engine that gives good fuel economy (around 15-16 Kpl in city driving conditions and 18-19 on highways).
The driving comfort and road handling is also good. However, on the down side are the interiors, particlulary dashboard and not that great services as offered by Maruti. I am also surprised and disappointed on not having a digital instrument cluster on at least the latest diesel offering by Fiat.
Nevertheless, its a good buy for those who desire a quality product. I think Swift and Palio are in serious competition to each other and Vista does not stand anywhere. After a test drive, people will always find Swift more responsive than Palio, probably because of the lighter chasis of Swift.
My suggestion: Comparing Vista, Swift and Palio; take a test drive in the order mentioned and it will be easy for you to select.