Dear Ranjit, don't get too weightage to TDi just fot price & Diesel. It is way behind when you compare it with QJD and Kappa of I-10. Refinement, NVH and perfromance are much better in QJD & Kappa. Though both TDi and QJD gives more or less same F.E. 17/18 in city 21/22 on highway, QJD should always be the choice considering it's technology, refinement & resale value. After 5 years down the line TDi will not fatch much value. So overall cost of ownership will be more or less same in QJD & Tdi.
For your kind of usage and even for future increase in usage I would suggest you to go for I-10 or Vista Saffire. I would go for Diesel only if my usage is more than 1500 kms/month. You can also consider Ritz. Don't go for Getz 1.1, it is too sluggish and the technology is also very old. My 1.1 GEtz give F.E. of 10/11 in city and 14 on highway, with AC on.
All the best.
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