Good decision. Kudos!!
Swift is a car you will enjoy as a driver.
Price between LXi & VXi: 30k
ABS: 20k extra
(Note these are rounded off figures just to give an idea)
Features extra in Vxi:
Power windows
Central locking
Tachometer Light-off/key reminder Driver's seatbelt warning lamp Door ajar warning lamp Vanity mirrors (Sunvisor co-driver side) Day/night rearview mirror Fabric accented door trims Front seatback pocket (driver & passenger side) 12V accessory socket in center console Silver painted door garnish, inside door opener Front fog lamps Wheel caps
Sticker on A&B Pillars
Sophistication is a subjective word. 
The price difference is justified. If you look at them, most can be added as after market. These are basically 'pampering' add-ons. It would be better if you can take VXI. That doesn't mean that LXI is not a sophisticated car. As all the necessary accessories are present in Lxi.
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