Manish what you say is not agreeable. At present the diesel Punto is a more VFM than the swift. Resale, yes the swift wins here but then why worry about something thats gonna come 4-5 years later. You never know what the situation then would be right.
Active 1.3 does not come with ABS. Its just the Dynaimc and Emotion variants that come with ABS
An accident is generally the result of a screw loose in the nut behind the steering wheel
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