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Insuarance claim problem

#1 02-Jun, 2011 02:22 PM
Adx
New Arrival
Joined Date: 12 Jul 2008
Location: Kochi
Posts: 13
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My car skidded off the road and a stone hit the underside of my car.The  under body was damaged,the silencer bent and the front shock absorber damaged.I claimed insurance which is from royal sundaram which was provided to me by the GM dealer during purchace.Now the insurance guys have agreed to pay for the silencer and the body work,but has refused to pay for the shock absorber saying it could be due to wear and tear.Actually there is leak from the shock absorber and the impact as i felt it was huge.The insurance guys keep telling me that the impact does not look so big to damage the shock absorber.What should i do now? Can i complain somewhere?Is there a redressal forum?



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#2 13-Jun, 2011 05:40 PM
Sachin J
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Joined Date: 14 Dec 2010
Location: Mumbai
Posts: 22
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Dr Sandeep,

If it has been broken to pieces it should have been covered in insurance, but fortunately it has a leakage problem mayBE some oil seal has damaged due to hard impact on tyres because of the stone, complaining against insurance companies will surely be a waste of time......choice is yours

Thanx

Sachin J



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