Welcome to carwale.
You will have to get an NOC from Mumbai and submit it along with the transfer of ownership forms and related documents in Gujarat. In Gujarat you will required all the forms signed by you and the existing owner along with the address proo, PUC, insurance etc of the vehicle. The entire process should cost less if done by you and more if done by an agent. You can get a refund for the tax paid in Mumbai by filling the required form
An accident is generally the result of a screw loose in the nut behind the steering wheel
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