Did you complete formalities such as filing an FIR, intimating Insurance agency about the damage etc? If yes, you can claim the same, however it would be slightly complecated. As far as I understand, the issues will be:
1. Insurance company will issue the cheque in the name of previous owner as the car was insured by him at that moment of time.
2. The seller will lose all his NCB henceforth and you may have to compensate him for this.
CarWale Android App is launched. Download by searching for CarWale in Android Market on your phone or using this link: https://market.android.com/details?id=com.carwale
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