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Bumpers covered under insurance ?

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#11 13-Nov, 2011 09:39 AM
Sankalp
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Joined Date: 28 Mar 2009
Location: Bangalore
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Please check the other thread for solution.




Where there is a wheel, there is a way!
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#12 07-Apr, 2012 10:26 PM
Dj
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Joined Date: 07 Apr 2012
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Posted by jaincj

It’s very tough to maintain the car in Bangalore’s heavy traffic – Just observe the cars on road – you can hardly find a car without any dent/scratch – So it can be taken as a accepted common scenario in Bangalore!


So if you want to maintain the car as a fresh one, forget about NCB – Now onwards you can clam all the future dents and scratches – and as of my understanding there is no difference between one claim or ten claims (Both will lose NCB).


My 3 weeks old Dzire also went through the same pain! – Bumper got a scratch by an auto and it got painted for Rs. 1300. But still there is small scratch above the bumper – for that the estimation is Rs. 3500, so  I have accepted that scratch





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#13 07-Apr, 2012 10:36 PM
Dj
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Joined Date: 07 Apr 2012
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Hello Guys,

As my Friend Mr. Jain is saying that it doesnt matter if you claim once or ten times iin an insurance policy, anyway you will be losing your NCB. which is absolutely right, but from the 1st april 2012 the compulsory excess has been increased by 500 Rs, Which has Come to 1000 Rs. and also the paint will be cosidered as a part which will be having age wise Depreciation. What i suggest is go for Bumper repair rather than repalacing it.
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