Firstoff, Terra TDI is DIESEL. You don't need Diesel.
Secondly it is TDI - it is not the 'right' type of engine, unless you have no other choice. Quadrajet is what is hot. And pricey, and of course, Diesel.
Thirdly, it is a TATA INDICA Vista. How much ever I like Vista, GM score over Tata in terms of fit / finish and refinement.
Given your requirements, Vista TDI looks an absurd option. Wotsay?
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