Indica DLS 2005 is non-turbo. 4th renewal with 45% NCB (if no accident/claim) would work out to approx. 5.0K to 5.5K (comprehensive).
Currently the front runners are (in random order)... Baja Alliaz, ICICI Lombard, IFFCO Tokio, Tata AIG etc. The premium & services are quite competitive. Go for the one that offers best.
Honesty is not a Spare Wheel that you pull out when in trouble. It's a Steering Wheel that keeps you on the right path throughout the life's journey.
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